You could try and itemize the invoice and DIY the cost seg for the bathroom reno.

Here are some pros and cons to try and help you: PROS: 1) Despite no match, you are still contributing to a 401k, which carries unique tax-advantages (Tax-deferred or in the case of Roth, tax-free growth).

I had a similar issue as a buyer's agent and I had to go back and forth with the builder multiple times and even back up the closing date because there were a few items to take care of, have your agent represent you on that. 

Generally, only 1 or 2 years of  business and personal tax returns (depends on how long your business has been around) should be the only additional docs needed for most self employed vs W-2 wage earners.and the items mentioned above are not relevant for a qualified borrowers (and some are down right incorrect). 

That's why I was leaning to foreclosures so I can do full cash (heloc) purchase.The other part I need to get more fluent in is how to document all of those action items in the LLC to keep the corporate veil. 

I simply said the issue wasn't a lease item, but he was welcome to walk over and talk to my tenant...he never did.

Another item is, my logic at purchasing this property was to spend less than what I am paying for my current living expenses and it is about there.

I would need approx 20% plus a few months carrying costs; perhaps $350k.

Traditional Lending for Investment:DSCR (Debt Service Coverage Ratio) loans do generally carry a slightly higher interest rate compared to traditional investment loans, typically 1-2% more.

-Since it's an Owner-carry, do I still need to set up escrow for prepaids/homeowners ins/property taxes?