Somewhere in the middle is likely your best bet for a 20 year timeline.I have almost 50 units here myself and that's about what my portfolio is cash flowing at this point combined LTV is around 65% as loans have gotten paid down and values have went up.

@Evan Thomas AndriolaDepends on the proeprty/tenant Class.Class A: we usually recommend newer/nice appliancesClass B: we recommend used appliances because tenants don't take the best care of them.Class C/D: we do NOT recommend appliances because tenants don't clean, leading to so much caked on food/grease it's realistically not cleanable.

To guarantee you are getting the best/newest data you must get it yourself or pay someone else too.

Quote from @Keith Lincoln: Here's my situation.I currently live in upstate New York but am looking to move to Texas.

I think your best option is to do a short-term bridge loan for the amount that you need and then we can refinance once it's completed.

I’m looking into the flipping market and trying to understand more about it since that’s what I want to focus on and do in my life.

I actually look at this section when I'm doing a market analysis.

Wishing you the best of luck on your move and house-hacking journey!

Find a good real estate agent that is also an investor specialist and they can help you navigate what will get you your best ROI for your situation.  

Or I would recommend looking at out of state investing.