I’d be happy moving forward if they are willing to take that $10K off, and be back at my original offer price.

So if the house is worth 300k and you owe 200k then most you could pull out would be 40k (minus costs) and it would be a second mortgage most likely which would be expensive. 7.5-9.5% likely.But, you can put as little as 15% down for a conventional loan on a single family.

We must be meetup central. 

With homes staying on the market longer, be aware of interest rates, as they can influence buyer affordability.

There are also a lot of hidden surveys that must be completed to get an idea what you are buying (under the water).

Any guess who or what entities will benefit and who will be a loser?

I've handed off my LTR to a separate PM and they want to be named on a general public insurance policy for the unit, but truth be told, I feel like I need a solid umbrella policy to cover the MTR and any claims against myself and husband as the owners of the property.

It took a few days for me to be confirmed, so knock it out early. 

This exemption can be a game-changer when it comes to reducing your property tax liability.

Additionally, another neighbor who owns an adjacent parcel has expressed interest in joining the project, contributing their land to the development as well.I believe this could be a great opportunity for all of us, especially as a unique retirement plan for my family and my neighbors.