As an investor your profit/gain is a function of one of two things (c) principal amount of loan and (d) interest accrued.  

Then they will short sale it, and keep dropping the price until it finally sells at the price investors had been offering a year prior, yet the banks will have accrued thousands in holding costs in the interim.

Most people don't realize the additional costs when a loan goes into foreclosure......accrued interest, penalties, preservation/inspections costs, property taxes, force placed insurance, court costs, attorney fees, etc.

In other words, if the borrower had $300,000 of debts before the short sale (including mortgage, 2nd mortgage, car loans, credit cards, student loans, accrued tax liability, loans from parents or IRA, everything) and only $200,000 of assets (including FMV of home as determined by the short sale contract, equity in vehicles, so-called "sticks and stuff" being the total of all routine personal possessions, and value of retirement accounts) the the borrower is $100,000 under water or insolvent.  

The HOA has accrued legal fees to send you a collection notice/ skip trace fee/ lien filing fee (possibly) and HOA account review.

@Ned Carey @Nick Patel, it's also my understanding the money that goes into that account need to accrue interest (i believe 3% (don't quote me), by the time deposit is return to tenant)

How do I treat the following vehicle mileage accrued before the unit became "available for rent."  

The tax bill says that it's due on September 1st, pay by January 5th, and intrest starts to accrue on January 6th.

If I'm not getting my principal back, personally I really don't care about whether they were theoretically accruing interest on day one or not.No platform is perfect, and investors have to do their own due diligence on Crowd Street just like anywhere else.

The slippery slope.......Get investors for your deals, or to loan out or buy notes, whatever.The deals are harder to come by, money is sitting there you're paying or accruing interest on.Then you investor money matures or someone screams they want their money back, but you don't have it.Then a new investor comes in for your XYZ deal.