And since the Lender doesn’t want to be in a position of gambling, they hedge their locked loans by shorting Mortgage Backed Securities.

at that tax sale did you do research on the house before purchase or just gamble?

Compare that to if Hobo Bob somehow suddenly became employable and went to work making $120,000 a year as an executive for Proctor and Gamble.

Anyplace else is a gamble and having cash if it gets much worse would make you feel like you're shopping for deals at the dollar store.  

Conversely, casinos and other gambling businesses, agriculture enterprises, religious and charitable organizations are ineligible.Business Interruption InsuranceMost policies exclude interruption for viruses.

That's considered spamming and your posts will be deleted.There is no "rule of thumb" for repairs because the costs vary widely.

Expecting a V-shaped recovery is gambling.

So its a gamble that a COVID related blemish on my credit history followed by 2 years of perfect payments would be an issue. 

Starting to get lots of spam emails on options so I'm curious what others have done.

It's a gamble really - my term for it is the CGT - the Consumer Gambling Threshold - That is in fact the force that sets the appraisal fee, not the appraiser.