The American public certainly isn't anywhere close to paying down that debt.

After spending trillions of dollars Obama says we shouldn’t expect much.From the article:“Obama on Thursday asked Americans to back his far-reaching economic and health policies, but warned them not to expect too much from him or the federal government.â€Works for me, I don’t expect much from either of them.Article: http://news.yahoo.com/s/ap/20090319/ap_on_go_pr_wh/obamaSo we should back all of this spending without expecting anything.

Pro Forma is Latin by the way, it means ‘I had to fill in something’.You are wise to be running your own numbers and knowing what they represent, far too many ignore that and wonder why they are not doing better!

I have also read in another forum of using American Internet Mortgage.

A huge part of the problem is that the water company (MO American Water) is not communicating with their own contracting company that they use to install a reading device on the meter. 

I had achieved the American Dream, but was unfulfilled. 

Kitchen humidity (boiling weekly beans) have been right up there with grease on the Latin side.   

You would have to check on the laws governing your area to see if they are similar.You might also check with a Veteran's Service Organization (like Disabled American Veterans (DAV) or the Veterans of Foreign Wars (VFW)) to see if there is a possibility of appealing the decision that your brother's injury is not service-connected.

@Drew EldridgeI have a Medical Background…I've started 2 American Diabetes Association Accredited Diabetes Self-Management Centers from the Ground up.

Title in my area is written by Stewart Title and First American; common in many areas.