The rich generally get that way by using the levers available to them- hard/intelligent work, smart advisors, the decline in interest rates for half a generation inflating assets beyond all prior expectations, or, in DJT's case, having a rich daddy(what a lovely zygote.

I’m excited to dive into the mix and learn from the many intelligent and experienced users of the BP forums.

This does not mean you shouldn’t learn about taxes so you can have intelligent conversations with your CPA or accountant.

Low GDP + high debtThe fed reinflated the housing bubble with artificially low interest rates while bailing out the banks who decided to gamble with depositors money as a result of the Glass Steagall Act being repealed by the Clinton adminiatration.

Intelligence solves problems and produces money.

Hi @Eric DeVitoI've had some people say that you'll go broke, but the trick is to surround yourself with an artificial support network.

You can leverage your equity in a more intelligent manner and not be forced to lower your standard of living in my opinion. 

But I would agree I am sure there are some great realtors out there, that are extremely intelligent, investor minded, and bring deals to their investors.

To be creative by using our infinite intelligence?

To do this we have several regulatory law firms on retainer to help us understand issues and to review educational materials we produce.That stated, it is important to understand that what may work in one state, may not work in another, so what can or cannot be done in Wisconsin is not the same thing as exists in the bordering state of Illinois.Here are some things to consider:Licensed lenders (meaning a state licensed lender with at least one MLO on their payroll) and depository institutions cannot legally partner with an unlicensed entity, but they can enter into a joint venture relationship that has many compliance requirements the lender must do, and compliance requirements the lender must require of the third party.It is a violation of federal law to artificially increase a price in order to hide fees or other requirements under several federal laws.