Most will be 30yr fixed, but you're still going to need 20%+ down and will be 1-2% over what you see quoted as "today's 30yr fixed mortgage rate", which is usually the ballpark for someone buying a primary with 20% down and 780 credit. 

I'm going to do this tomorrow as I need those forms by Wednesday, but I'm trying to avoid wasting that money (although it's arguable that it's still a good deal).I've emailed support, but they did not respond within business hours today, so I thought I would ask on here.

You'd never even know what it had been today, and it's been one of my better rentals besides. 

Today's math is 10-15% down, and re-house hack every 3-7 years.In italics, this is a fine goal but be realistic.

They have really good prices on lots of the ring cameras today.

I'm still a big fan of this strategy and use it today. 

My main advice for avoiding liability is: (1) work with a great insurance broker to get comprehensive coverage; (2) avoid signing full recourse personal guarantees whenever possible; (3) max out your 401(k) or defined benefit plan with ERISA protection; and (4) strive to reach a point where you’re not personally involved in the business’s day-to-day operations.Disclaimer: While I’m a licensed attorney, I’m not your attorney.

Dave Ramsey is proud of you ;)There's no 'right' time to pull out the HELOC bc its a floating rate until you draw so it might be 9% today and 10% tomorrow and 8% the day after.

By comparison, liquidation of these properties today would yield a slight loss.

What's your LTV today?