Not sure what would be more appealing to her, but maybe she'll be happy to know yall could use that exact income to either supplement/offset your new mortgage, or yall could be working towards leaving an inheritance to your kids... you know Proverbs 13:22 leaving an inheritance to your children's children.

In the alternative, the certificate program can be supplemental education (like Cornell's certificate in commercial real estate).

The older properties in Galveston had a lot of detached garages that people have turned into apartments for supplemental income either via STR or LTR renting.

I am leaning towards the NNN lease, with the fact that we would get a substantial, reliable monthly cash flow in rent to supplement our earned income and delay any need to dip into our assets to support our anticipated early, partial retirement. 

She's acquired a few more properties since then and they will continue to be a major supplement to her income when she retires. 

I'm looking for recommendations for a HELOC lender to an LLC with a foreign shareholder.Property - Atlanta, GAProperty valuation - $240,000 (Zillow $279,000 unlikely)Current mortgage loan - $120,000LTV required - 75%Purpose - to supplement deposit for new propertyLoan serviceability - not a problem (salary income)Don't want to do a cash out refi, as the rate on the current loan is very low.Any suggestions welcome!

I will be calling my worker next week to make sure she's received all my required supplemental documents.

@Robert Kough besides marketing as a traditional vacation rental you could also market to corporate travelers/travel nurses, etc. as well to supplement any downtime you may have.

There are two key programs SSDI (supplemental security disability insurance) and SSI (supplemental security income).

I was just getting started with my career post college, so it was a good supplement to my income.