Just ask any parent trying to get a baby to sleep.

I’m actually concerned about the part wheee you took pictures of sleeping people and confronted your guests later.

I talked to an attorney a couple of days ago who has experience with real estate and he said that in our area in Utah knowing the tenant's name and address is sufficient to file a judgement. 

I don't know if this is common in most politically blue states, but I heard a lawyer from Los Angeles once say this (from his experience with SoCal judges): the failure of a tenant to procure renter's insurance will not alone constitute sufficient grounds for eviction under a lease agreement.

We sleep well at night as these guys continue to educate us on how to constantly improve our business in many aspects. 

80LTV should be attainable if the ARV is sufficient and comps are there.

However, it’s too early to tell if the increased buyer demand will be sufficient to absorb this fairly significant YoY increase in inventory.

Is that sufficient to say she does not live in the property and she is subletting the property to other people? 

We help investors to fund their deals, and making sure they have sufficient runway to qualify for multiple deals.

If you need/want the money to make you sleep better you put it in a CD at a bank.