But if you make good money and have sufficent liquid reserves you will be fine either way. 

A generic one that suits your purposes should suffice.  

Would using a registered agent basically suffice for anonymity?

Would a regular single family dwelling unit suffice or ??

Would a regular single family dwelling unit suffice or ??

If it doesn't autorenew, a simple one page amendment, referancing the origional lease parties, address, and ratificaiton date and noting the new terms will suffice.  

Can you add a family member on the loan, who has sufficent income to meet the DTI ratio requirment?

This likely means you need at least 3 similar offenses before you would have any chance at an eviction (maybe 3 would not suffice).  

- Monthly mortgage for 5 houses: Roughly $25K- Loan-to-Income at 35% = 25K * (100/35 ) = ~ $75K/month = $900K/year Hi Keetaek,To answer your 1st question, you can finance multiple SFR properties without hitting a DTI limit by either 1) Making enough income (like you provided) where your DTI threshold will suffice and still qualify or 2) going with alternative financing that doesn't take DTI into consideration at all.

If your house is well constructed and insulated, the waste heat from the 95% furnace should suffice- even if it's the only furnace in the basement.Assuming no mechanical problems as described above, I'd go with the 95%- your tenant's heating bill will be approximately 16% less than with the 80% version.