She's not comfortable with the more sophisticated techniques yet, so I just want to pay her back quickly. 

You were in operation on February 15, 2020 and either had employees for whom you paid salaries and payroll taxes or paid independent contractors, as reported on a Form 1099-MISC.I am a real estate broker that has been in operation for 4 years and "paid independent contractors, as reported on Form 1099-MISC."

My husband and my plan keeps getting more and more sophisticated. 

Peter, you may not appreciate this, but this is for all the persons out there considering passive investing in a syndication.I assume this is a Reg D 506 (b) or (c), so to invest one needs to be accredited (rich) or if (b) sophisticated (knowledgeable) and if (b) must have a relationship with the sponsor. 

You want to make a thoughtful, intelligent, sophisticated offer backed by the research, comps and evidence supporting your price and ability to close.

Those of us who are serious and sophisticated are still all in.

(it was January 2016 and annual payroll was due). 

They might be thinking that they're better, smarter and/or more sophisticated but, even if all of that was true, that isn't what counts here.The way that I'm going around this in my projects in Mexico and the Dominican Republic is by working with a local partner.

So total ppp loan amount is 10416Question1:can the loan amount be 100% used for his payroll?

And I've heard of many legitimate small companies getting the PPP money which should help keep their employees (many of which are renters) receiving their normal payroll for 2.5 months.