I will take the contrarian view here... this is an owner occupied purchase correct and your using one of your mortgage slots to buy a 3 unit..

I agree with Matt and Dana that playing the appreciation game is more like playing the slots, so I've decided to ignore this as a factor in my buy decision.

The almost year I spent learning and gathering information, "Gurus" and "Get rich now" systems were common and I always thought to myself "Why would someone throw away a winning powerball ticket to go play the slot machine?"

I viewed a flipped home the other day it had what appeared to be RTA cabinets with all the features, slow close under draw slides and hardwood draws with the slotted cuts.

Getting a deposit also stops a customer from backing out , once the contract is signed I schedule a slot , order materials , get permits .

Then I always have a 10-20% rate of people who don't show up to our scheduled time (which is just a time slot within an hour I create...open house style), and then from whatever is remaining, some people don't make the cut because of minimum requirements.I ran it like you with the paper app and the link and stuff, but there is an application already on Zillow they can fill-out and it does the work.

Basically you sign up for a time slot during an open house so you will have the home to yourself.