I’m based in Utah and plan to invest in long-term rentals in UT, OK, and/or TX.

This concerns me about the potential to maintain a solid tenant base and would likely cause a higher vacancy factor.

Building trust is not easy and don't trust someone just based on their word.

Quote from @Rafael Ramos: I’m Rafael, a business owner based in Florida, and I’m looking for some advice to craft the best real estate investment strategy.

Based on the information that you shared, if you haven’t already done so, I recommend connecting with a local expert.

Even if rents are trending up, if your tenant base can't make ends meet, the asset won't perform.

More on DSCR loans in case helpful: DSCR loans won't use your income to underwrite the loan.DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

He is regarded as the STR expert in the area but he has used every strategy in the book, and should be able to point you in the right direction based on your goals!

I also completely understand the frustration of navigating through "Joker brokers" and fake lenders who promise more than they can deliver—one of the biggest challenges in the industry today.Regarding your approach to accrual-based repayment options, that’s a huge help for flippers managing tight cash flow, and it's great that you offer that flexibility.

So, we network and build, and then learn, based on our past experience, how to analyze more efficiently or how to shrink our buy box.