Everything has been cash so far but I have contacted several local banks and all of them have said about 1-2%+ above regular mortgage rates, 3-5y ARM with 15-25y term, and 20-30% down.

After a month of renovations, I listed it on the market on November 19th and secured a tenant with a lease starting on December 10th.

Secure the house immediately.

This access allows them to match investors with the most appropriate lenders, often resulting in favorable loan terms that align with the investor’s financial capabilities and project timelines.Moreover, a skilled private money broker excels in navigating the complexities of securing financing.

You all need to go get regular jobs.

Why are there security concerns?

These properties can often be acquired through creative financing methods like:Seller Financing: Negotiate flexible terms with motivated sellers who want to avoid traditional bank processes.Lease Options/Subject-To Financing: Take over a seller’s mortgage without assuming full responsibility, especially for properties needing renovation.Creative Terms: Adjust terms to fit market conditions, like offering lower down payments or longer payoff periods.Staying connected with investors and tailoring deals to current conditions can help you secure opportunities even in challenging markets.

I engaged my webmaster - SEO expert to handle it and she contacted Mailchimp and was able to secure a new account for us, with her listed as having the final authority to authorize a mailing.  24 mailing later never another problem.   

Main goal is to listen... then follow-up regularly.

They sound like regular conversations where the RE professional/investor is genuinely interested in discovering the seller's pain points to help find a solution.All the best!