We don't cover that area, but know that due to lower population density, finding a great PMC is difficult. 

we have several properties now in McHenry County now, and we are looking desperately for an attorney that covers that area.

This will give you a clearer picture of STR potential.Sounds like Johnson City is a hidden gem worth exploring!

Also, are you doing separate loans, or one loan covering both properties?

@Matt WeddonLegally, you’re covered as long as you stick to objective, non-discriminatory reasons for rejecting someone (things like personality or ‘vibes’ don’t cut it in Fair Housing law).

The issue is, I'm not sure if my income will be enough to cover 2x the monthly mortgage payment that most loans require.

I have a buddy that has been doing flips for a few years and he now has investors approach him asking to get in on his flips so he lets them cover the down payment/entry fee's for 30% return on their money.

Please let me know who you have worked with and why you like them (How many properties do they manage for you, how long have you worked with them, what you like about them etc.)When the unit is vacant, do they cover the cost for professional photography to rent it out again, or is that an additional fee? 

This has to cover your debt payments also.3.  

Quote from @Bruce Woodruff: Quote from @James Wise: As for the weather, with all of this global warming, 'All of this global warming' may be/probably is temporary in the big picture, just psrt of the cyclical nature of our wonderful planet.