I have seen quite a bit of activity over the past handful of years.

What did your corporate attorneys say when you ran it past them?

I’ve been working with my local credit union for the past few years, so I’ll head there. 

This offer extends through to 120 days past due."

There were a couple of times I ended up a landlord by default in the past.

The in between type tenants haven't found their way to my properties over the past 10 years of doing this. 

I have approached my neighbors in the past with this same problem.

@Ramada Evans- 1) if buying as a rental and  financing it - your down payment will need to be a min of  15% of the  purchase price   ( so thats either  30,750 at 205K price or 32,850 at the 219K price ...so  not much of a down payment  difference   2) if it appears that there isnt much competition  or interest in theproperty - the lower price might be OK   3)  you might also consider   asking the seller for a seller  credit you can use towards some of your loan costs   4) get pre approved  if you arent already pre approved 

I have spent the past couple years doing research and think its time to actually start.

@Jonathan ChanDavid Greene's The One Brokerage will do HELOCs on investment properties.Not affiliated, have worked with them in the past.