There are numerous studies that support that graveyards/cemeteries affect a home's resale value/desirability.So, how can I say in one sentence that it could be a good deal and in the next sentence state that the location will affect the value? 

and have been having difficulties passing the national portion does anyone know if the national portion ask some questions that are state specific?

I myself chose the suburbs of Youngstown Ohio to get started in, statistically one of the least desirable metros in the nation.

Also i would highly suggest you don't only shop the small banks shop the national ones as well.

Hi BP Nation!

Total profits last year—subtracting property taxes, management fees, insurance, and repairs—were approximately $12k (which was then divided into shares for us and relatives).The city is Grants Pass, Oregon, population 40k, with median household income around $50k (50% lower than the national average).

The prices are not as low as the midwest but the appreciation have been above the national average for the last few years.

Several potential sources for foreign national lending. 

As an example, the highest designation (MPM-Master Property Manager which I have) means that you have to have practical experience (you need 500 unit years- meaning if you managed 100 units, it would take you a minimum of 5 years), education (24 hours minimum of formal classes- or 3 days for this designation) as well as letters of recommendation from clients as well as peers (other MPMs) and you have to invest time in the property management organization be it locally, state-wide or nationally over YEARS.So the designation process, including those that are in their candidacy, takes a lot of effort and you grow through the process in many ways including wisdom (a lot actually)! 

Once you do that, I would get referrals to good brokers/property managers in the area to get their expert opinions from their numerous years in the area.