Invest in places where it makes more sense.

Just want to feel a sense of protection, if possible.We have notes on all 3. 

Husband is also a licensed building contractor and wife is a realtor (if it matters).We are trying to determine if it makes the most sense to put our first property that we are purchasing together into an LLC or not?

.: Quote from @Greg Scott: Based on my experience with Hard Money Lenders, this post does not make any sense to me.Did you not file the loan documents with the county as a lien on the property?  

These areas have a sense of growth to them currently.  

@Adam Bartomeo @Rick Albert- That makes sense.

You can look at the towns that surround Charlotte and find deals that make sense when the time is right for you.

I think your income easily justifies a common-sense, time-proven method: increase earnings, reduce expenses, save, and invest.

Above all, a rental should become a rental because it makes financial sense as a rental, not because it just happens to be a house.

Maybe it's a MN thing and PA is different, but it makes perfect sense to me.