If you are getting what you are from the bank, you need to step back and assess the deal. 

Walking is just one step in doing due diligence.Making a BAD cal on a $30,000 is one thing making a Bad call on a $300,000 sfh is another. 

While cohosting is my initial step, my goal is to transition into a full-service hospitality management company as the business grows.

Next step, connect with a investor friendly agent that will help scout out properties for you and/or connect with you others in the space with something off-market.

Kudos for taking the first step and getting your first deal.

The article below sheds light on how DSCRs come into play with the BRRRR method.

It looks like you've taken more steps than some, so, keep learning and planning your next moves!

I would go a step further and say there is a Thought-Cancer in US Society today that people feel there not only entitled to affordability, but that it's focused to and for THERE "affordability".

Are you using the BRRRR method or buying turnkey?

Next step will be to start analyzing deals for practice and asking others for feedback on my analysis.