The default mode of operation for mini-splits is to run the fan continuously 24/7, which causes high humidity because all of the condensation is being blown back into the building.You can get top tier mitsubishi units for cheap at surplus city liquidators.

The one exception would be a transaction where the seller IS a homeowner where the loan amount is small enough that I could cover a payoff should it become necessary out of my liquid assets. 

Just go in with your eyes wide open.They claim the money in boost accounts is "100% liquid" and pays interest daily, which strikes me as vaguely within the realm of a Ponzi scheme.

You can use the cash value in the policy as a source of funds for financing, and it is an asset and liquid through withdrawals or loan by borrowing against the cash value. 

@Joseph Turner The funds seasoning period (ie the amount of time the HELOC funds are in your liquid accessible bank account) is different than the ownership seasoning of the property.

That's our basic bar of comparison.Is it better to earn 5% risk-free with 100% liquidity?   

Some context behind the initial choice for the HML is I don't have the liquid funds to support the purchase and rehab costs.

I am a believer in Bitcoin for sure - but this is an unnecessary gimmick - Bitcoin (and gold) is very liquid at this point so there is no real reason to make sure the actual transaction is denominated in bitcoin or gold instead of just converting it for the sale. 

If house is liquidated and divided to all beneficiaries, this family loses the place they call home and a living arrangement they have been able to afford.

Don't get me wrong, I love HELOCs, and I have used it to grow, but I have liquid asset NOT tied to debt for reserves.