Get in there and fix some frozen pipes, start with a hair dryer and graduate to a space heater, or (like I did) take your wife's favorite 'fancy' electric fireplace and drag it into the crawl space dirt to thaw the main floor P trap under their tub because you have no options and nothing is draining4.

Be careful there my handsome friend with gaaadamn perfect hair!

Probably coated with hair and dander.

I'm also considering asking instead of the last two pay stubs or w2 for the last two bank statements as I ran into somebody who didn't have a w2 because she cut hair on the side and claimed that's how all her money came in.

The bank could be sold off to another bank,it could be shut down by the FDIC,the file could transfer to another department or office inside the bank and they could disagree with the previous approval.I have gotten great results with newer asset managers and then the file gets transferred to another division and I have to deal with a President and go round and round to get it to go through because the buyer took to long splitting hairs over a few K or their funding is backed up.The regulations are ever changing as a VP at a bank told me and the banks position changes constantly so when an agreement is reached on a deal TIMING to close is critical before that door closes forever.

I'm sure while you are all enjoying drinks and snacks we'll be pulling hair and yelling at each other on our last night of packing.

Google is all about the users experience and constantly changes their search algorithms to make searches as laser targeted as possible so you dont type in real estate foreclosure and end up at Captain Mikes Seafood Hut....PPC is not a big mystery, read googles/yahoos rules and watch the tutorials and thats all you need.

In other words, they all approached me with the information and none of them had spoken to the others about what they thought they heard.The thing that made my hair stand up on end was the day I had a bathroom tiled.

It will bring up all the hair in the drain.

If the hair on the back of your neck stands up, well...you know what to do.