Just kidding (sort of).A lawsuit will cost you $25,000 to $125,000 and a year and a half of your life.

if your asking me Joe  I suspect wrapping a DSCR loan would be an event of default with those lenders.. and one would risk having the loan called and a lot of times if you have multiple loans with the lender they can call them all in default..

These are professionals with additional training and a stricter code of ethics.

Hiring a contractor to assist with repairs and a property management company to manage rental.

It is an area you are likely more familiar with and closer to which could be helpful for your first investment and as @Sarah Kensinger metioned, you may be able to do a MTR.  

Starting with a single-family home in Kansas City is a smart move, and it sounds like you’re really digging into the numbers, which is super important for making informed decisions.From what you’ve shared, your offer of $140,000 with an 8% interest rate and a 20% down payment seems like a solid starting point.

I have a pretty straight forward return with a W-2 and a K-1 from an LLC. 

Will finish both tomorrow then work a shed site down below and a road around the property.  

We have two rentals rent by room and a househack duplex.

I just know I don’t have the knowledge yet to find a deal and a lower price point is appealing for sure.