Since your property has high resale potential, some lenders may be willing to work with you.Cash-Out Refinance – If you’re open to refinancing, you could take out a new mortgage for a portion of the home’s value (say, 60-70% of the $500K), and use the cash difference for renovations.Personal Loan – If you have good credit, you might qualify for a personal loan for part of the rehab costs, though interest rates are typically higher than secured loans.Partner with an Investor – Given the potential profit, you may be able to find a real estate investor or contractor willing to finance the rehab in exchange for a share of the profits upon sale.Your best option depends on your financial standing, timeline, and risk tolerance.

At the end of the day, both of these respective vendors/individuals are paid when the deal closes. 

I've not yet invested in my first property, but I plan to purchase my first one by the end of 2023.

If you get in with a locked in company that's in it for the long haul, your success and being taken care of are gonna be pretty high. 

I'm not a fan of complicated electronic locks because they have a high failure rate and are often very easy to hack.

I decided to take a lower CoCr for stable, high quality tenants and have zero regrets.

Most who respond recommend creative financing....seller financing, sub to etc. or using highly levered hard money debt. 

Quote from @Jimmy Rojas: I live in Arizona and homes here are sky high, youd be lucky to get %6 interest rate, I would be a 1st time home buyer, apart from being 1099 employed would Trumps real estate plans benefit the little guys like me? 

We love our pets but at the end of the day pets are a luxury.

I started two businesses to that end.