I write Millers Mutual for a lot of those types of properties in PA and Ohio.

As a quieter person, it’s reassuring to know that others will enjoy sharing their journey, and I’ll definitely use that approach.Also, I’m glad you commented on this post because I actually found this meetup indirectly through your podcast with Andrew Freed.

I currently enjoy my full time job in health care, but would love to cut down on my hours in another 5-10 years.

I don't want to be frugal as to not enjoy life, but also not enjoy too much where I have nothing to show for the future. 

In the current environment, my under writing (that most would consider to conservative) depicts large negative cash flow after a maximum LTV refinance.- cash out refi loans have higher rate than if cash out was not occurring.  

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

Where can I see (in writing) the max allowable deductibles - both for conventional and FHA? 

Do I write the LLC a W-9 and write a check from the LLC into a personal account for tracking purposes? 

If this sounds like something that fits you, go for it and make sure to get a property somewhere you can enjoy as well! 

The court would typically write down the secured note amount to no higher than the appraised value, with the balance of the amount owed being placed in the unsecured creditor status.