But outside-the-city locations pretty much only bring in visitors for vacations (which almost always happen June through August), Christmas, and Thanksgiving, with the odd visitor here and there who's celebrating a birthday or anniversary.What all that means is that you have to plan carefully.

One of the reasons this niche is so specific is the culture of the target demographic.

Gotta love beach culture ;)

There are a ton of mortgage companies out there with different cultures.

But she is from New york, I think might be different culture.

I come from a culture that unless you're a doctor, lawyer or an engineer, then there isn't a good life available for you!

@Elizabeth Wilson,  thank you for your response yea celebrating a great deal with some good blues and BBQ sounds pretty good to me.

Let us know when you decide to buy a functional good enough used car outright and we will celebrate with ya @Heather Chavez!

I see this in the Asian culture.. at their restaurants.. etc..

I think the combination of those two things might serve me well as I get underway with wholesaling, and eventually the other aspects of REI.I have lived in the Houston area all my life and have grown to really appreciate the culture and history that is part of our great city.