Still, after a few months, I figured it wasn't the best fit for my interest as I'm interested in raising capital or using other people's money to buy multifamily.

As for the rest of the conversation, I think you have demonstrated that you and the agent are not a good fit.

Do what fits your needs, don’t worry about everyone else.

.- Can the 10 people reasonably fit into the 4 bedrooms?

If it doesn't, you will have to figure out the following closest markets that can be a fit.

What is your current financial situation and how does that fit into house hacking?

It's just one size doesn't fit all. 

Low down payment is a significant part of your criteria, Michael, and it obviously fits your personal needs, wants, financial position, goals….But for myself, for instance, ability to pay a low dp is of absolutely no importance.  

This lets you reinvest proceeds into a property that better fits your long-term goals without the pressure of higher mortgage payments.Hope this helps.

My wife and I own a fitness studio just outside of Toronto, ON.