Stockton... 60% LTV would be a deal-breaker, I assume?

However, it is very common to find a property that has lost a zone or two because something over the years has caused a break in the circuit of heating wire that is ran in the ceiling. 

Box 7 is where contractor payments go, so...that would effect landlords hiring contractors.This accountant is supposed to be an expert in dealing with landlords, is on the speaking circuit around the county to REIAs, and recommended by a couple other landlords I know.My accountants response just came in,"oh, we forgot to update that in the memo...we will update that and resend it out to all our clients" , but I have the memo they sent last year regarding 1099s and they actually did update something else in that section so that makes me think they missed it...Already on my second accountant in 4 years due to mistakes by the last one who also advertises as an expert in rentals at local REIAs....Just caught a major error by the insurance company yesterday...ok rant over.

It would be easier to deal with vacant but not a deal breaker either way.But I would want to see interior and mechanical s. 

My wife is sold that families looking to rent a 3br home with kids would want the bathroom upstairs near the bedroom, which is probably right, but I'm not sold that it would be a deal breaker or worth the extra $3000 in costs. 

Here is what we are estimating right now, so we would appreciate any feedback if anything is missing, not estimated high enough or much too high.Exterior- Roof, siding, lawn, driveway, etc. all in good conditionInterior- Demo $500 (removing carpets, flooring, etc.)Drywall Repair $1000 (various holes in walls and ceiling up to 1-2' across)Plumbing $300 (two new toilets, fixtures)Front Door Replace $300Electrical $300 (electrical box has a circuit breakers hanging loose)Interior Paint $2500Cabinets/Countertops $3000Carpet/Flooring $4500Kitchen Appliances $3000 (buying refrigerator, stove, microwave, dishwasher used)Totalling roughly $15500 and this includes labor cost.

I have any new tenant sign photos of the apartment I print out, seems that would have short circuited this.

I've never seen it be a deal-killer, but in theory it could be the straw that broke the camel's back if it were a super marginal/borderline transaction, such as if there's already several other things already going on that are setting alarm bells off in the underwriter's head.It's similar to the extra scrutiny given to non-arms length transactions (by itself not a deal-breaker at all, but if there's already a bunch of other funky stuff going on that this is piled on top of...), but not as high a level of scrutiny as will be faced by someone working for their family that suddenly has their income double right before they apply for a mortgage.

I was also required to replace the two circuit breaker boxes and bring them up to code.

So to search for all Small Claims court cases in Center Township in Jan 2017, search by case number using49K01-1701-SC*Here is a listing of the court identifiers that I use49K01 Center Township49K03 Lawrence Township49K04 Perry Township49K06 Warren Township49K07 Washington Township49K08 Wayne Township49K09 Franklin Township29D04 Hamilton County Superior Court 429D05 Hamilton County Superior Court 529D06 Hamilton County Superior Court 630D01 Hancock Superior 132D05 Hendricks Superior Court 541C01 Johnson County Circuit Court41D01 Johnson County Superior Court 141D02 Johnson County Superior Court 241D03 Johnson County Superior Court 341D04 Johnson County Superior Court 4Lastly, you can also search by party if you want to see how many properties that a PM is evicting.