The S and P 500, over the last decade, according to wikipedia, with bring you around 11% if you stick with it and do regular contributions in up and down markets.

Expect to pay 25% or so on the total project cost through a bank as your equity contribution, again alternative lenders may provide better leverage.

We all contributed to the down payment proportional to the share we would receive of the investment!

Thanks to all who contributed. 

This has been an unexpected financial hardship for us since this partner is not contributing financially, while the rest of us are trying to cover the partner's portion to complete rehab, etc. 

The wholesaler and I can create a partnership so the wholesaler will get 4k at closing and the remainder can be used as a contribution into the partnership.

He is bringing in the property plus $25,000 cash ($20,000 to cover closing costs and $5,000 for initial operating expenses), while I'll contribute a $130,000 cash downpayment and handle day-to-day management due to my proximity to the property.

However, it's essential to confirm this with a tax advisor to ensure compliance with IRS rules and regulations.As for using the proceeds personally: Roth IRA contributions can be withdrawn at any time without taxes or penalties since these contributions are made with after-tax dollars.

If your teammates and colleagues are aware of your contribution they should understand that they need to step up upon your exit or make it worth it for you to continue for them.