The shorter the prepayment term has an impact on increasing the rate.4.

Yes, above-market rents and guaranteed payments are super great BUT for me they are second to actually being able to help and make a positive impact for people in need. 

Upgrading fixtures, adding modern tile, and improving lighting can make a big impact.

Mortgages and other long term debt has not been impacted. 

These two things directly impact gross rents and cash flow. 

As long as you own the property there shouldn't be any impact tax-wise.If you need further guidance after reading the post I would recommend doing a short consult with a real estate "savvy" accountant.

Sometimes we approve someone who has disclosed an adverse credit/financial history or has no rental history and we will require 3x coverage.

Investing in mobile homes can be a solid option for cash flow, but it's crucial to consider whether you own the land or just the home—lot rent can add up and impact returns if you don’t own the land, and older homes depreciate quickly.

I'm concerned about the impact that filing a claim would have on my insurance score and premiums for this property and other rentals.

@Gregory BretonMultifamily properties in South Florida, such as Fort Lauderdale's Flagler Village and Miami's Hollywood, can significantly impact returns.