I don't think you'd have much ability to BRRR - it's just too difficult down there.

Send her a bill and give her 30 days to pay in full.

This successful flip highlights our ability to maximize returns through efficient project management and targeted improvements.

I explain the eviction will impact their credit score which will impact all loans and their ability to obtain nice housing in San Diego.  

Buyer has ability to close, so it's a smaller loss to have the complete the purchase before the market gets worse. 

Would refinancing now to simply gain a point (if that) on my current rate affect my ability to carry out one of these other strategies in the next year?

For business owners, having a separate legal entity, such as a corporation or limited liability company, provides the unique ability to create a credit identity with business credit reporting agencies, also known as a business credit profile.Reality check:  > Funding your business with your home equity or personal savings/guarantee is a HUGE risk  > ~45% of Small Businesses applied for a Business Loan in 2023  > Less than 2% of SBA Loans are actually funded/approved  > 29% of Small Businesses FAIL because thee run out of Capital  > Your company’s name on a credit card is NOT corporate credit (if you used your FICO score to get it)  > Business (EIN) credit will open new ways to finance your growthIf you keep doing what you've always done, you'll keep getting what you always got!

An LLC doesn't provide you the ability to deduct something that wasn't deductible before.You also want to be wary of 2% itemized deduction which is what you are describing a lot of your expenses.They are currently non-deductible at the federal level.

I'll answer any questions you have to the best of my ability. 

Request a business plan or financial records to gauge their ability to repay the loan.