There a ton of great DSCR options you can find on the Lenders tab at the top of the page, or connect with an experienced broker who can shop all the best lenders for you and educate you on the best options out there.

Hi @Ian Stuart Thanks for hosting this.

But right now, it's my understanding that Texas has given a little more time on the requirements.Be happy to assist you...and the price is right...LOL, I don't charge any fee!

those I think the basic of my questions.Thank you for responding and helping to understand more. 

BTW, a lot also depends on which state you are in .Here in Texas, its much more landlord friendly than other areas.

The specifics usually depend on agreements with the tribal government.

Best thing to do is start by reading The Ultimate Guide to Grading Cleveland Neighborhoods.

I've got about $525K in equity in the property, but lenders have told me that I cannot get a HELOC to access that equity for additional purchases because the duplex was financed as an investment - they have said TX law dictates that HELOC can only be used on primary residences.

1) an investor will pay the least for your house.2) An assumable loan will only help if you owe at least 8-%, preferably 90% or more if the sales price for an owner occupant who will pay the most. 3) it’s been a VERY slow winter.  

I would love to know more about your journey so far.