And can someone quantify what high insurance cost is?

What I am trying to get at is in order to comprehend what is "fair" and what to counter, you are going to have to quantify some data.

There was a sense of unprofessionalism about the person I spoke to, hard to quantify, just a gut feeling.

@Jake ChialIt’s hard to quantify and will depend on your competition.

Finally, your true ROI will be infinite if you refi the entire property and pull out $200k+ (perhaps suboptimal because of increased interest rates) or if you due a HELOC / home equity loan.Jacksonville investment: Hard to quantify this one without more details.

I think you should first quantify what type of investment you want to make: Single family, STR, Multi, Commerical? 

If you think she's lying, you are seeing some evidence, can that be quantified? 

So, while I can't quantify it, I think being speedy with owner maintenance, being accommodating to tenants, etc. will payoff over the long term.

I wasn't able to quantify that time lag but you're essentially competing with Super hosts and hosts with 100+ reviews.

The thing that is hard to quantify is when the cap ex wave is going to hit you.