If they do, you're extremely likely to win and be paid from the bond. 

Then split bottom line 50/50 with the partner (individual) after all other expenses are paid.

I paid only $8,000 for the property because the previous owner no longer wanted it.

BUT there have been 24 late payments with the last late payment made in Nov 2024 and  0 paid on time.

Pros: pay off mortgage sooner, one account for everything (all cash + deposits + expenses are paid from the HELOC)Cons: higher interest expense, higher opportunity cost (putting all your cash into the HELOC means you aren't investing it into other things that could yield higher returns)

I got paid right in Escrow.   

A few months ago I recall seeing a new email about Airbnb partnering with apartments in select cities where the apartments and city already pre-approved the ability to short term rent.

When I told her that we already had her try again and I would prefer if she just paid me back for the handyman services I had to incur after the first round, she stopped communicating with me. 

This means that you paid $0 taxes on your rental income, and the extra $17k can be used for future rental income deduction. 

Nationally, the levels of pre-existing home sales are back at 1995 levels mostly because of the interest rate conundrum, so I'm interested to know what's happening in your area that high rates are causing more people to sell?