Hard money can help you diverse your portfolio in order to optimize your door to door cash flow.

I spoke with him over the phone and explained to him that his strategy was not optimal.

Optimally you want to be putting most of your time and energy into your genius zone.

I am looking for a lawyer to review my LLC and advise on the optimal entity structure for taxes and protection for my Phoenix rental/Airbnb properties.

He makes sure that we are optimizing the entire picture - and paying everything that needs to be paid.  

If there were any bank that takes two borrowers and splits the loan amount per borrower, that would've been most optimal.

An additional income stream - in this case, you will need to work on optimizing your profit.

And if you spread your indexing over different crediting methods you can insure that there will never be a 0 either.These products are complex and need a good agent who knows how to optimize your policy to minimize the fee (and his/her commission) and maximize your return.

Hard money loans are an option but keep in mind, the fees/rates can be significantly more so you don't want to hang out long with a HM loan.You can always do more with leverage, but I agree with other posters here that when you flip the first few times, you will learn a lot but you likely won't hit your optimal budget, so you may want to start slow.  

EVOLVE has several issues.1) They do ZERO screening of guests. 2) Their pricing tends to run well under optimal. 3) A while back they moved to charging hosts 10% and they charge guests too.