When that earthquake goes, all the land South along the Red River Valley, including most of Louisiana, is going to be under water because the Red River is going to shift and there is no way to stop it.

Location can impact costly insurance coverages for earthquakes and floods.

I don't want to feel like I'm rich in Haiti.

No extreme heat, no hurricanes, no tornados, no earthquakes, no floods.  

is the earthquake insurance worth the investment?

If it's in California, there are probably also some code things like strapping the water heater to the wall so it doesn't fall over in an earthquake. 

If you own a home in California, you might have an earthquake.  

I don't think I want to invest in more real estate in this area as I am afraid a earthquake would wipes out my eggs basket.Another mortgage seems like a lot, I think I am reaching my limit... but definitely something to think about.

For each person, this will be a different number, what we're comfortable for.And if it's a high risk building, for whatever reason, potential fire, lawsuits, deferred maintenance, earthquake, anything that is a potential, serious risk to potential legal exposure - separate those.

I was ultimately presented with an $1,800 quote to replace a 40 gallon electric water heater, which included installing a new mounting pad and earthquake straps.