Thanks for the detailed response, much appreciated @Ryan Muska

They assist investors in preparing necessary documentation, such as detailed project proposals, financial statements, and credit histories, which are crucial for persuading lenders.

@Simon AsselinThere are some on BP which I posted about asking this same questionHave not gotten a lot of details yet but if I do will let you know.

So hard money loan in my name, down payment and carrying costs covered by her but we still need to meet to hash out the details.

Contact me directly for any additional details.

However, if you overthink it or waste too much time listening to YouTube gurus, the options and details become overwhelming.1.

Verifying last 2 years of rental history and income extremely important to find the “best of the worst”.Make sure you understand the Class of properties you are looking at and the corresponding results to expect.The City of Detroit has 183 Neighborhoods we’ve analyzed.PM us if you’d like to discuss this logical approach in greater detail!

To add-on to what @Russell Brazil detailed, there is some important life changes that can fast-track things. 

All problems like transaction volume, or what incentives miners will have to keep validating transactions after all 21 million bitcoin are mined, will magically be solved in the future but the details on how are intentionally fuzzy because nobody actually knows and even a hypothetical answer relies on hypothetical future advancements in technology.    

Here's a bit more in detail about how rates are calculated for DSCR loans:1.