Most banks I work with require anyone with over 20% ownership to guarantee the debt but have seen as low as 10%.

Her credit is that low because she is financially irresponsible.

There are dozens of platforms out there to choose from though - so not just pushing that one - it's just the one we chose.

Obviously I want to keep my costs low but still want to spring for amenities that would give me a competitive edge compared to other rentals.

Therefore, due to the local jurisdiction, sometimes we choose to mutually terminate the lease and write a new one instead of modifying the original by agreement.

Can you lease an apt under USDA low income and have someone else live there???

It’s on a quieter street, low income area.

At the risk of taking flak here, I'm going to say I've seen a lot of super cute stock tank pools that are low-cost options. 

Quote from @Devin James: When running numbers on an investment property, I focus more on equity growth than monthly cash flow.Here’s why:If I can acquire a property at a low basis and add significant value, I can: 1) Sell and reinvest elsewhere 2) Cash-out refinance to recapture my investment.

Does not appear to be low IQ person to me .