Verifying last 2 years of rental history and income extremely important to find the “best of the worst”.Make sure you understand the Class of properties you are looking at and the corresponding results to expect.The City of Detroit has 183 Neighborhoods we’ve analyzed.PM us if you’d like to discuss this logical approach in greater detail!

Also noticing the amateur one's being immensely stubborn and extreme gatekeeping. 

Here is one piece that is extremely important:If you have a low credit score, you need to find out why.

With over an estimated $300 billion of extremely delinquent debt yet to be liquidated to the secondary market, there is a a lot of opportunity to reposition these loans, keep folks in their homes and make a very nice profit for all involved. 

I have no purchased local due to the extreme cash negative reflected in my underwriting (that many would consider conservative).- I have an offer going out this month not local.  

You can use Spokeo for cheap to lookup owner's numbers. 6 deals out of 191 was extremely good! 

If high rates are your primary concern, you could potentially look around for a similar arrangement.

I really see Columbus Ohio as an extremely safe bet for the next 10-20 years.

The one percent and 2 percent rule ive never looked at ... cap rate is .. meh .. its there - what im most concerned with is the price of the home relative to comparables and cash on cash to start.   9)  I look  the other way if it is a multi unit that is not separately metered - thats always one of my criteria here in pgh as there are a lot of older homes and a good portion you wind up worrying about who will cover utilities.  

However, since the prices of real estate are extremely high, I would try to look just outside the city.