It can be a lucrative business opposed to the traditional LTR, but you definitely need to have your heart in the right place.

Have you found that private money lending allows you to structure deals in ways traditional lenders won’t?

I see you've specified you're looking to stay on the Iowa side of the river, which I think is a wise choice.

What makes bridge loans a smart choice for real estate investors?

Once a tenant decides they like your property, it can take a little longer than a traditional rental because Section 8 requires a property inspection to ensure it meets their housing quality standards.

Here’s a breakdown to address your questions:30-Year Fixed-Rate Loan for Non-Residents: While traditional 30-year fixed-rate loans might be harder to qualify for as a non-resident citizen, non-QM lenders offer flexible options.

Use a mix of traditional financing, private equity, or joint ventures to balance debt levels.

Another thing is a small detail like who pays the ACH fee can be a choice to go to you or tenant.

I wholesale to people with lenders that pay the wholesale fee all the time...if it's a DSCR loan then the fee goes on their side...if it's a traditional lender then my fee goes onto the seller side and I still get paid...

The people you surround yourself with will either propel you or hinder you, the choice is ultimately yours to make.