Very affordable and great development team behind the product. 

With four plex you have to pay utilities for the hallway and common areas, also maintain and clean the common areas, because the tenants won''t.

4) Would It be easier to borrow that money knowing that I am trying to provide affordable housing in the governments eyes?

The issue I'm running into with this is the area I'm planning on moving to isn't exactly the most affordable, and so even with 0% down, you still have to make the mortgage payments, and you're only qualified for up to an amount supportable by your in-place income, which of course makes sense.

The market there is pretty good and affordable compared to King/Pierce/Snohomish counties.Let me know if you need help!

Just because you can afford it doesn't mean you should.

Quote from @Henry T.: Right?

Maybe they benefit and that's great, but a large part of valuing wealth and what it afford comes in the struggle to obtain it.

Keep in mind that condos are typically a more affordable housing option, resulting in more long-term residents.

Keeping this as a rental would not cover the mortgage (we'd have to pay ~1500 a month including utilities) and we can afford the extra payment, but is it worth it when looking at appreciation?