Meanwhile, I'm earning a strong six figures, providing eight jobs for my community, and sleeping like a baby!

If she wanted cash in addition to refinancing the current loan balance you could also look at getting a HELOC on the property if you have sufficient equity to pay her back her portion of the equity owed.

According to her, the info on the site you noted above is no longer accurate.Good afternoon,Housing Choice Voucher program participants are responsible for tenant related damages; normally the funds to correct tenant related damages will come out of the deposit, if the deposit is not sufficient the family is to be charged.The HA that administers the Housing Choice Voucher is not responsible for tenant related damages.The document you attached is not updated information for the Housing Choice Voucher Program.Best RegardsPamela B.

Sleeping in sheetrock dust & working 16 hr days are good for your character. 20 yrs from now you'll have great stories to tell! 

They have physical limitations that they can't work around to be 100% self-sufficient in every situation.

If you do move it to an LLC it would be for asset protection purposes, however to other's comments - the 1 LLC won't be sufficient. 

Cost will be minimal compared to falling for the systems where they want to keep upselling you. you dont even need to join local REIA, sleep with GC and ask question that's all LOL 

All cash or very low LTV leverage, you will sleep better and succeed in the longer run.   

Where a home warranty MIGHT make sense is for someone who is not in a position to budget money from rent for issues or where they cannot allocate sufficient reserves in case of an emergency.

You don't buy a house sub2 if you don't have sufficient capital to make payments if something happens to your renter/buyer.