It really helps beginners like me to paint a clearer roadmap for my own journey.

The point is, and I'll keep it an I statement,  if I didn't change my mindset I never would have known that there is a road map to change your life.  

Also you need to project yourself in the future to create a structure that will grow with you and won't need to be completely redone every few years down the road.Most asset protection attorneys offer a free initial phone consultation to discuss your situation and give you a roadmap of what you may need.

College can be a waste of time when you don’t have a roadmap to begin with ...which unfortunately a lot of people don’t... a lot of people coast just like some others have a plan and are committed to getting it done no matter what the circumstance....so I would say the decision is more about what you want to do and what capacity you know you can handle.

I am trying to form the "road map" mentioned in the ultimate guide on the site here and as typical, its one of the hardest parts to figure out.

In addition I hear they are slow to perform and the roadmap to closing can be difficult to understand. 

So start thinking and writing and come up with an investment road map towards a well defined goal (and share it with your girlfriend -- may as well see if you two are on the same page now).