Another lesson I’ve learned is that buying a single family home as my primary residence to later lease to a tenant is a bad strategy unless I’m purchasing the property at a really low price.

They're pressuring their investor-clients to pay for their sins with change orders and/or escalations, or escalations disguised as change orders.

Welcome to BP fellow NYC resident!

Yes, most lenders will require you to live in a primary residence before moving out, refinancing, or converting into a rental.

I would put pressure on the GF to try and help get him out because they will both be held accountable for the unit.

Look into how your county handles properties of deceased residents who pass without a will or trust.  

If you win but the guest then appeals it, Vrbo washes their hands of it and you lose. 

We've gotten great residents who we met despite their original search on FF being way below market.

HI Guenevere, You can acquire your a primary residence from up to 1-4 units for as low as 5% with conventional or 3.5% FHA with a few exceptions.

Do I have to be a resident in the state im buying in?