I’m curious how likely they are to move if I give that a little Bump up. 

The best part is that the debt will be reported to the credit reporting agencies and it will stay on the tenant's credit report for up to seven years.

Don't loose hope; once you get past this bump, it'll be worth the hassle.If you ever want to chat more about strategies or just vent over a coffe, I'm here.

You can go traditional DSCR and qualify off the long-term market rent to get a better rate and terms, or if the market doesnt support enough comps for LTR then you will use a common sense lender with the ability to underwrite off the STR income/market STR 1007 report.

Definitely run a title report on the property.

But my tax return is still reporting the % I own as investment.

Then call the city and report it.

There are also additional costs of operating and maintaining an LLC, like separate bank accounts, annual report filings, tax filings, etc.2.

One needs to understand how to check title on their own though.. spending 200 bucks on a title report your going to blow through a lot of 200.00s as I mentioned above not many actually go to sale.

The September 2024 report from the Austin Board of REALTORS® (ABoR) shows housing prices in Austin and the greater metro remained fairly stable over the past 12 months.