I put that in quotes because the property I am looking at is zoned as a commercial building with a gutted upstairs apartment.I'd like to purchase the property with a renovation loan, something like FHA 203k or Fannie Mae Homestyle. 

Most of what they are asking is consistent with what I already do (I may have to change some of my timing) but boy, it makes me wonder what other hosts are doing out there that they have to make this a policy.Answering critical questionsYou must answer critical questions from guests in accordance with the timeline below:5+ days pre-stay: answer within 24 hours2 - 4 days pre-stay: answer within 12 hoursOn the guest’s check-in day and during their stay: answer within 1 hour (for messages received between 8 am and 9 pm in the property’s time zone).Access or Check-in instructionsYou must inform guests how to check in or access your property at least 72 hours before their scheduled check-in time.

Investigating Days on Market:When you see homes sitting on the market for 60+ days, it does raise a red flag, but it doesn’t necessarily mean rental demand is low.

When dealing with unique properties like this, I would make sure that the ADU on this property is properly zoned. 

. - 2022-2023 I let my spending get out of my natural comfort zone. - 2024, I’ve been retraining myself to focus on saving & budgeting.Any helpful tips to help balance this?

Never thought I'd be in this position at the beginning of 2020, so I thank the program and community for propelling me to step outside my comfort zone to THINK BIG.

For instance a zoning attorney or architect may be able to identify properties with favorable zoning or perhaps even change zoning  through a new zoning permit or a use change variance before the property is acquired.

., To report losses from Hurricane Helene on tax returns, affected individuals should first confirm if the area is a federally declared disaster zone, as this allows for casualty loss deductions.

I have had it an unusually long time due to anything that could go wrong did...bad weather, bad GC and back and forth getting the engineer plans through since it is a FEMA zone home.

I saw their rating go down and should have taken that as a red-flag.