I'm searching for an insurance professional to discuss the concept of negotiating group purchasing property insurance for a discount (similar to what is done through health care via employers).Are there regulations that would make this prohibitively difficult in the property insurance industry?

It reflects the average rental income per booked night, including nightly rates and additional fees like cleaning charges, pet fees, etc.

Are non refundable pet deposit taxable income for my rental properties?

I recently retired from my occupation due to health issues and would like to get started in real estate investing.  

I collected a bunch of MTR comps on furnished finder, ran the numbers, and found that for one my typical 1 br/1ba places, I'd get maybe an extra 15%, but only if I allowed pets (all the MTR comps I saw had noticeably higher rents if they allowed pets...I don't know if that was just a fluke, but it seemed pretty consistent).  ...that extra 15% I found was after I deducted allowances for vacancy and the cost of furnishing the place (though, I'm not sure my vacancy estimates were accurate)... 

Depending upon that, and your financial health I would just recommend hanging tight and adding another avenue of future income.

The fees are all flat and range from $20 to $50 per violation.Rent Late Fee ($50), NSF Funds Fee ($20), Guest Fee - for guests staying more than 14 days ($5 per day), Unauthorized Occupant Fee ($50), Unauthorized Pet Fee ($50), Smoking Penalty Fee ($50), Smoke Detector or CO Detector Tamper Fee (Up to $200) [we charge $50 first time, $100 second time, $200 third time- this is allowed by our state law], Posting Fee - for posting legal notices regarding lease violations ($20).

It's definitely interesting and there's a ton of investment in this space.Healthcare is huge in Detroit and The Henry Ford Health system is undergoing massive expansion.For real estate, Rocket Mortgage/Quicken Loans is a big employer in the City.

I also should have mentioned that I charge a $300 non refundable pet fee per pet as well.

As a mental health professional, this sounds a lot like paranoid schizophrenia, meth psychosis, etc.