DSCR will help if you are tapped out of conventional loans and you don't qualify for a traditional loan based on your personal DTI.

Providing for the disposition of certain personal property following an eviction.

@Laurens Van swol a few banks that we've worked with in the past allow you to close in your personal name.

I dont know Nathan personally..

No personal experience with them. 

I'm still in the process of finding an alternative solution but I thought I'd leave this here as a warning for others looking to make a decision.For reference, I'll just post their email response to me here:As we review your inquiry, we would like to remind you of the following key points from our Terms of Use:In no instance shall ShinePay be liable for any of the following:"Lost revenue from service interruptions.Lost revenue stemming from delays, malfunctions of any product.unauthorized gains access to your account or due to shared passwords or if your password is hacked.Destruction to properly, places, or personal injury resulting from the installation, misinstalling, or misuse of any product.Lost revenue from entering the wrong account number for ACH or other bank transfer or money transfers or due to any delay in receiving funds.Damage to your structure, machines or car resulting from use or installation of our products.Any funds collected that are paid to a person that does not own the property.Any harm from defeating the lock and technology that controls the lock to a device.Failure to properly service any product or machine."

I recently sold my personal house , had a buyer get a home inspection , and tried the same crap , to the tune of $60K .

Also, personalized post card size info/thank you card with the top 5 restaurant/bars or attractions in the area.

It sucks but thats how EM deposits work in virtually all markets.. now one thing I personally do as a buyer is I will send in money but NOT EM I will send in money as part of the purchase price and Zero Em that way I can recall the money at any time since its not EM.. 

Keep it short and respectful of their time, and offer to meet in person if they’re open to it.Join Tacoma-specific Facebook groups.