But I need a portal where I can do the following -Customize the tenant application  ( Cozy does not  allow me to customize)- Have tenant Upload Pay stubs, DL, etc. 

Seller was behind on pay HOA payments and in risk for losing the property.

I am the type of person that is normally looking to save a money to increase my investing so the thought of paying someone to do my taxes when we could do them ourselves didn't make sense. 

Then she still only makes 2% extra for taking the risk of you not paying versus a bank.

If your paying cash to buy and rehab then refinancing I get that.. but your still paying for two closing costs.

If you want to buy in capital hill and this is a way to afford something you otherwise can’t go for it, thing getting a nice car and ubering part time to pay for it.

I was studying the market and my rent will be just enough to cover the mortgage and HOA fee now I might to pay out of pocket for insurance but don't want to sell it yet because the area is growing and might have good appreciation in the years that follow.

I asked if there was anything else we could try, he got very angry and demanded I pay him in full.

Don't pay expensive plumber to dig ditches. 

Yes, the government pays the Section 8 rent timely, but more and more tenants are having to pay a portion of their rent.