My parents owned a 1200 sqft (cool) ranch with 3 beds/2baths when I was a tyke.

Cool beans.

cool

The Spintax feature is also a cool and necessary feature but I have seen this executed much better in other softwares. 

this is a toughie. hard money specifically is equity-driven, meaning they'll likely want 40%+ down to even entertain the deal. additionally, land without improvements is often very inexpensive (relative to land with improvements), usually pushing below a threshold which makes sense for a hard money lender. if you're not intending to build right away, then i think you'll have the best luck with private money instead of hard money. usually higher leverages than hard money, and more negotiable terms.if you are intending to build on it pretty right away, a ground-up construction loan could work, but those will typically require some ground-up construction experience (on title on other ground-up deals), or an extensive portfolio of heavy rehabs/ rentals/ strong liquidity. those will give you acquisition monies (to buy the land) and build monies (to build the improvements).

Kris is actually quite inspiring and has a few pretty cool stories, like when he saved his sister from a rip tide in the ocean. 

Mansfield is cool.

For Flips:at least 50% of liquid cash for unexpected expenses or cost overruns of the property’s rehab budget additional to downpayment financing, closing costs and improvement funds.Too often you hear investors blaming the realtor for their poor decisions.

Have good credit, 2 previous lenders who will vouch for me and can buy but trying to avoid tax hit for selling liquid assets.

Plus, it's cool to meet new people and have your eyes get opened to new perspectives and possibilities.